How the Legal Position Works
These terms apply to your account, your messages to us and any content you access through 4hd. Where local law allows use, you are responsible for following the rules that apply in your location, including how you access the site, what you submit and how you
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manage your account. If a local rule conflicts with these terms, the local rule applies first. We may ask for extra checks when a request touches identity, account recovery, withdrawals or legal notices. We also keep certain records for security, dispute handling, accounting and other duties
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that apply under local law. For wallet context, the chips on this page show UPI, Paytm and PhonePe, but the legal position still depends on the place you are using the service from. We do not move a request forward until the details are clear enough
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to verify it.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.